How Does Climate Change Affect Property Values?

Dramatic weather events such as wildfires, flooding, extreme heat, drought, and storms are on the rise all over the world due to climate change. As a result, all of these climate-related events are posing an increasingly large risk to real estate and the housing market here in the U.S. So if you’re a homeowner or you’re planning to buy or sell…

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Average Cost of Homeowners Insurance (2021)

The most expensive states for homeowners insurance Homeowners insurance costs an average of $1,445 annually, but premiums vary greatly by state, from $598 annually in the least expensive state to $2,559 annually in the most expensive state. We collected thousands of homeowners insurance quotes and calculated the average premium for each state. The following table shows our findings, from the…

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7 Home Insurance Myths Debunked

You never know when a disaster will strike and damage your home – whether it be storm damage, fire damage, or a burglary. One way to ensure you have financial protection in case of an emergency situation or unexpected event is through home insurance. However, there are many home insurance myths that can lead homeowners to a costly discovery of gaps in…

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What is homeowner’s insurance? Why is homeowner’s insurance required?

Standard homeowner’s insurance doesn’t cover damage earthquakes or floods, but it may be possible to add this coverage. Homeowner’s insurance is also sometimes referred to as “hazard insurance”. Many homeowners pay for their homeowner’s insurance through an escrow account as portion of their monthly mortgage payment. You create the payments to the lender, and the lender holds the portion of the payment that’s for insurance in an escrow…

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Here’s When the Housing Market Will Cool Down, According to 5 Experts — and What You Can Do Now

What happens when you combine record-low mortgage rates, low housing inventory, lightning-fast sales, and soaring price gains?  A real tough time if you’re in the market to buy a home.  For prospective homebuyers, these factors make it a seller’s market for the ages.  Simply put, there aren’t enough homes to meet the current demand. “Total inventory levels got to an extreme low recently, and…

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Checklist for the Home Appraisal Process

There are many important steps to buying or selling a house. One aspect that homebuyers and sellers often have questions about is the home appraisal process and how it impacts them in regards to the home sale. It’s important for both buyers and sellers to understand this process so that your home purchase, or sale, goes as smoothly as possible. Below…

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Are We In a Housing Bubble? Will the Housing Market Crash in 2022?

Today’s housing market is fierce! Due to remote work and record-low mortgage rates, Americans are relocating and purchasing homes at an all-time high. However, there is a major problem – there aren’t nearly as many homes for sale as there are buyers. And this severe housing shortage is fueling record-high prices and cutthroat competition. With the red-hot real estate market we’re experiencing, many consumers are understandably…

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Backyard Decor Ideas to Create the Perfect Outdoor Retreat

If you want to maximize your time in the great outdoors, there’s no better place to start than in your own backyard! Consider your backyard as an extension of your living space and gain that extra “room” you’ve always wanted. Here are five fabulous backyard decor ideas that will help you turn your backyard into your own personal outdoor haven. Backyard…

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Digital real estate marketing strategies for 2022: Part I

So, here we are in October – a fabulous time to look both ahead and behind. How has your 2019 marketing strategy been working? You do remember, don’t you, that your business plan and, most especially your marketing plan, aren’t written in cement? They are livable, breathable documents which outline strategies that may require tweaking as the year unfolds. It’s…

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7 Things You Should Know Before You Power Wash Anything

Pressure washing or power washing is the use of spraying water under high pressure to remove loose paint, mold, algae, grime, dust, mud, chewing gum and dirt from surfaces and objects like buildings, fences, masonry, some vehicles and concrete or asphalt surfaces such as driveways or patios. The terms “power washing” and “pressure washing” are often used interchangeably, but the…

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