7 Home Insurance Myths Debunked

You never know when a disaster will strike and damage your home – whether it be storm damage, fire damage, or a burglary. One way to ensure you have financial protection in case of an emergency situation or unexpected event is through home insurance. However, there are many home insurance myths that can lead homeowners to a costly discovery of gaps in…

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What is homeowner’s insurance? Why is homeowner’s insurance required?

Standard homeowner’s insurance doesn’t cover damage earthquakes or floods, but it may be possible to add this coverage. Homeowner’s insurance is also sometimes referred to as “hazard insurance”. Many homeowners pay for their homeowner’s insurance through an escrow account as portion of their monthly mortgage payment. You create the payments to the lender, and the lender holds the portion of the payment that’s for insurance in an escrow…

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Here’s When the Housing Market Will Cool Down, According to 5 Experts — and What You Can Do Now

What happens when you combine record-low mortgage rates, low housing inventory, lightning-fast sales, and soaring price gains?  A real tough time if you’re in the market to buy a home.  For prospective homebuyers, these factors make it a seller’s market for the ages.  Simply put, there aren’t enough homes to meet the current demand. “Total inventory levels got to an extreme low recently, and…

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